Money Market Accounts

Anthem Money Market Accounts offer high-yield rates with high-liquidity, plus personalized guidance and support. Flexible. Secure.

High-Yield Money Market and CD Accounts

Anthem Money Market Accounts offer high-yield rates with high-liquidity, plus personalized guidance and support. Flexible. Secure.

Smart Savings and CD Solutions for Every Client

Choose the Money Market or CD Account below that best fits your needs. Whether that's high-liquidity, maximizing returns, securing Federal Deposit Insurance Coverage for deposits over $250,000, or sending automatic donations to your favorite charity! All Money Market Accounts are free when paired with an Anthem checking account.

Rise Money Market Account

Maximize your yield with full flexibility

•0.10% on balances below $9,999.99
•2.50% on $10,000 – $99,999.99 or 2.53% APY
•3.45% on $100,000 – $999,999.99 or 3.51% APY
•3.55% on $1,000,000 – $2,499,999.99 or 3.61% APY
•3.65% on balances on $2,500,000 - $4,999,999.99 or 3.71% APY
•3.85% on balances on $5,000,000 - $9,999,999.99 or 3.92% APY
•4% on balances over $10,000,000 or 4.06% APY

No monthly service fee (with a checking account)
High liquidity – immediate access your funds anytime

Ideal for clients seeking top-tier rates + flexibility.

Shield Money Market Account

High yield + enhanced FDIC protection

•0.10% APY on balances below $9,999
•2.50% APY on $10,000 – $9,999.99 or 2.02% APY
•2.50% APY on $50,000 – $99,999.99 or 2.53% APY
•3.3% APY on $100,000 - $999,999.99 or 3.5%% APY
•3.4% APY on $1,000,000 - $2,,499,999.99 or 3.46%% APY
•3.5% APY on $2,500,000 - $4,999,999.99 or 3.56%% APY
•3.7% APY on $5,000,000 - $9,999,999.99 or 3.76%% APY
•3.85% APY on balances over $10,100,000 or 3.92%% APY

Up to $285 million in FDIC insurance coverage
No monthly service fee (with a checking account)
High liquidity – immediate access your funds anytime

Ideal for clients prioritizing maximum security + liquidity.

Give Money Market Account

Earn competitive returns while giving back

•0.10% on balances below $1.000.
•1.50% on $1,000 – $4,999.99 or 1.51% APY
•2.00% on $5,000 – $9,999.99 or 2.02% APY
•2.50% on balances over $10,000 or 2.53% APY

No monthly service fee (with a checking account)
High liquidity – immediate access your funds anytime
Designate a participating charity that banks with Anthem or opens a new account
Anthem donates 0.15% APY (based on total participating balances) to your selected charity

Ideal for clients who want competitive returns + meaningful impact.

CDVantage Program

Access the highest CD rates available—anywhere

•Invest in top-yielding CDs across the market
•Includes Anthem Bank and other leading banks
•One convenient dashboard to purchase and manage CD purchases nationwide.
•Customized CD laddering strategies for income planning
•Full FDIC/NCUA insurance coverage on up to $250,000 per issuing institution.

Designed for clients seeking maximum returns
**Ideal for those looking to secure Federal Deposit Insurance over $250,000 by spreading CD investments across multiple banks.
Ideal for short- and long-term planning

Best suited for funds you are comfortable locking in.

Helpful Guides and Resources for CD Investors


CD Investing, CDVantage


If you’re like many conservative investors today, you’re caught between two less-than-ideal options: locking your money into a traditional CD for modest returns, or braving the volatility of the stock market in hopes of higher yield. But what if there was a third option—something better than a CD, yet safer than the market?

That’s exactly why CDVantage was created.

Read More

CD Investing


With the unpredictable nature of the stock market and the low interest rates that often accompany more conservative investments, finding the right balance between safety and return can be challenging. One investment strategy that has gained popularity among retirees is the Certificate of Deposit (CD) ladder. This strategy offers a unique blend of safety, liquidity, and predictable returns, making it a compelling choice for those planning for or already in retirement.

Read More