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Protect and Grow Large Cash Reserves Safely with CDVantage High-Yield CDs

3.75% APY *

With CDVantage you can search our best CD rates sourced nationwide, protect and grow hundreds of thousands or even millions in cash reserves safely, benefit from expanded Federal deposit insurance by purchasing CDs from numerous banks and issuers nationwide, all from one Anthem Bank & Trust account and secure online dashboard.

Minimum Investment: $100,000.00

Nationally Sourced CD Offerings | Secure, Fixed Rates |  Safe from Market Volatility | Expanded Federal Insurance Up to $250K for Every CD Purchased

Interested? Click below to Live Chat with a banker, schedule a product demo, or call us now at 800-842-4112

About CDVantage |  Institutional + Custodial Investors  |  Today's Full List of CD Offerings |  Legal Disclosures: Rates & APY 

Today's Top Rates *

CD Rate APY* Term (Months) Interest Frequency Minimum Investment
3.75% 6 Monthly 100k min
3.45% 9 Monthly 100k min
3.55% 18 Monthly 200k min
3.50% 24 Semi 100k min
3.50% 36 Semi 100k min
3.60% 48 Semi 100k min
3.60% 60 Semi 100k min

To purchase a CD shown here, click below to live chat with a banker to get started. | View more available CDs here.

Interested? Click below to Live Chat with a banker, schedule a product demo, or call us now at 800-842-4112

Protect and Grow Large Cash Reserves with Well-Managed CDs

CDVantage is a sophisticated solution designed to optimize federal insurance for your Certificate of Deposit investments by spreading them across multiple banks and financial institutions nationwide. Traditional bank CDs cap your FDIC/NCUA insurance at $250,000.00 per institution. By spreading CD investments across numerous institutions, each one becomes insured up to $250,000.00, protecting you against bank failure and market fluctuations, allowing you to invest and grow large cash reserves safely. Through CDVantage, you can invest hundreds of thousands—or even millions—in CDs, with the peace of mind that every dollar is protected.

With a single Anthem Bank & Trust account you can view Certificate of Deposit rates sourced nationwide, securely purchase them through our unique online portal, receive all reports and tax documents in one place, and enjoy maximized federal insurance protection.

Key Benefits of Joining CDVantage:

  • Better than A Savings Account, Safer than the Market; By investing and protecting large cash reserves in CDs, you can grow your money safely with guaranteed returns and avoid market volatility.
  • One Account. Consolidated CD Management. Create and manage an entire CD portfolio from a single funded account. No need to open accounts at other banks or transfer funds.
  • Wider selection: Choose from an extensive range of maturities, terms, and interest structures to align with your specific financial objectives.
  • Nationwide Opportunities: Purchase CDs from various issuers across the country, ensuring competitive rates and maximum diversification.
  • Earn Interest on Your Interest: Unless otherwise requested, interest payments are deposited into an Anthem Bank & Trust interest-earning money market account, earning money even on your interest.
  • Enhanced Investment Security: Benefit from Federal Deposit Insurance coverage up to $250,000 per CD issuer, safeguarding your investments.
  • Dedicated Support: Enjoy personalized assistance from a dedicated account manager, guiding you through the investment process.

Interested? Click below to Live Chat with a banker, schedule a product demo, or call us now at 800-842-4112

Benefits for Institutional, Trust, and Custodial Investors

CDVantage has been serving personal, corporate, custodial, trust and institutional accounts for over 25 years. For investors with a fiduciary responsibility to preserve capital, CDVantage offers a unique way to secure principal, earn competitive returns, diversify deposits, maximize federal deposit insurance, and streamline administration. This includes easily purchasing CDs from nationwide issuers from a single CDVantage account, receiving all reports and year-end tax documents in one secure CDVantage dashboard, viewing and managing a variety of maturities with monthly CD Ladder reports, and enjoying white-glove support from the CDVantage trade desk.

Click below to live chat with a banker to learn more, or phone us directly at 800-842-4112.

View Today's Full List of CD Offerings here

Our CD Inventory List is updated daily and contains selections from institutions across the nation. Each CD below is from a different financial institution allowing for maximized federal deposit insurance of $250,000.00 per account at each institution.

 
CD Rate Table
CD Rate APY* Interest Frequency Term (Months) Maturity Date Earliest Settlement Date Minimum Investment Amount Available
3.50% Monthly 6 3/22/26 9/22/25 100k min $250,000
3.75% Monthly 6 3/22/26 9/22/25 100k min $250,000
3.45% Monthly 9 6/22/26 9/22/25 100k min $250,000
3.40% Monthly 9 6/22/26 9/22/25 200k min $250,000
3.40% Monthly 9 6/22/26 9/22/25 200k min $250,000
3.45% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.40% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.40% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.50% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.45% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.45% Monthly 12 9/22/26 9/22/25 200k min $250,000
3.75% Monthly 12 9/22/26 9/22/25 100k min $250,000
3.45% Monthly 12 9/22/26 9/22/25 100k min $250,000
3.50% Monthly 18 3/19/27 9/22/25 100k min $250,000
3.55% Monthly 18 3/22/27 9/22/25 200k min $250,000
3.50% Monthly 18 3/22/27 9/22/25 200k min $250,000
3.45% Monthly 18 3/22/27 9/22/25 200k min $250,000
3.40% Monthly 18 3/22/27 9/22/25 200k min $250,000
3.40% Monthly 24 9/22/27 9/22/25 100k min $250,000
3.35% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.40% Monthly 24 9/22/27 9/22/25 100k min $250,000
3.35% Monthly 24 9/22/27 9/22/25 100k min $250,000
3.30% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.50% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.40% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.40% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.40% Monthly 24 9/22/27 9/22/25 200k min $250,000
3.50% Semi 24 9/24/27 9/24/25 100k min $250,000
3.50% Semi 24 9/24/27 9/24/25 100k min $250,000
3.35% Semi 24 9/30/27 9/30/25 100k min $250,000
3.40% Monthly 30 3/22/28 9/22/25 200k min $250,000
3.35% Monthly 30 3/22/28 9/22/25 100k min $250,000
3.35% Monthly 30 3/22/28 9/22/25 100k min $250,000
3.45% Semi 30 3/27/28 9/26/25 100k min $1,000,000
3.30% Semi 33 6/12/28 9/23/25 100k min $250,000
3.35% Monthly 33 6/17/28 9/22/25 100k min $250,000
3.40% Monthly 36 9/18/28 9/23/25 100k min $250,000
3.35% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.35% Monthly 36 9/22/28 9/22/25 100k min $250,000
3.35% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.30% Monthly 36 9/22/28 9/22/25 100k min $250,000
3.30% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.45% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.40% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.40% Monthly 36 9/22/28 9/22/25 200k min $250,000
3.50% Semi 36 9/25/28 9/24/25 100k min $250,000
3.50% Semi 36 9/25/28 9/24/25 100k min $250,000
3.45% Semi 36 9/26/28 9/26/25 100k min $250,000
3.35% Semi 36 9/29/28 9/29/25 100k min $250,000
3.30% Monthly 36 9/29/28 9/30/25 100k min $250,000
3.35% Monthly 36 9/29/28 9/30/25 100k min $1,000,000
3.45% Semi 36 10/2/28 9/30/25 100k min $1,000,000
3.35% Semi 36 10/2/28 9/30/25 100k min $250,000
3.30% Monthly 42 3/29/29 9/30/25 100k min $250,000
3.35% Semi 48 9/17/29 9/23/25 100k min $250,000
3.40% Monthly 48 9/22/29 9/22/25 200k min $250,000
3.40% Monthly 48 9/22/29 9/22/25 100k min $250,000
3.30% Monthly 48 9/22/29 9/22/25 200k min $250,000
3.35% Monthly 48 9/22/29 9/22/25 100k min $250,000
3.30% Monthly 48 9/22/29 9/22/25 200k min $250,000
3.40% Monthly 48 9/22/29 9/22/25 200k min $250,000
3.40% Monthly 48 9/22/29 9/22/25 200k min $250,000
3.60% Semi 48 9/24/29 9/24/25 100k min $1,000,000
3.60% Semi 48 9/24/29 9/24/25 100k min $1,000,000
3.50% Semi 48 9/26/29 9/26/25 100k min $1,000,000
3.30% Monthly 48 9/28/29 9/30/25 100k min $1,000,000
3.45% Semi 48 10/1/29 9/30/25 100k min $1,000,000
3.50% Monthly 48 10/5/29 9/26/25 100k min $1,000,000
3.50% Monthly 49 10/22/29 9/22/25 100k min $250,000
3.40% Semi 54 3/26/30 9/26/25 100k min $1,000,000
3.40% Semi 57 6/11/30 9/23/25 100k min $525,000
3.40% Semi 59 8/6/30 9/23/25 100k min $305,000
3.40% Semi 60 9/10/30 9/23/25 100k min $503,000
3.40% Monthly 60 9/16/30 9/23/25 100k min $500,000
3.40% Monthly 60 9/22/30 9/22/25 200k min $250,000
3.35% Monthly 60 9/22/30 9/22/25 200k min $250,000
3.40% Monthly 60 9/22/30 9/22/25 200k min $250,000
3.30% Monthly 60 9/22/30 9/22/25 200k min $250,000
3.45% Monthly 60 9/22/30 9/22/25 100k min $250,000
3.35% Monthly 60 9/22/30 9/22/25 100k min $250,000
3.40% Monthly 60 9/22/30 9/22/25 200k min $250,000
3.60% Semi 60 9/24/30 9/24/25 100k min $1,000,000
3.60% Semi 60 9/24/30 9/24/25 100k min $1,000,000
3.50% Semi 60 9/30/30 9/30/25 100k min $1,000,000

Legal Disclosures: Rates and APY

Rates: All CDs offered are insured by the FDIC or NCUA and are subject to applicable federal insurance limits. Furthermore, as a condition of issuance, each institution meets FDIC or NCUA guidelines governing the issuance of brokered deposits. Rates are to be treated as "Subject" offerings due to availability. All rates offered are net of any fees.
APY: Annual Percentage Yield (APY), established by the Board of Governors of the Federal Reserve System for the uniform quotation of deposit interest rates. The APY is the yield your deposit will earn over the term of a year. It refers to your income earned. The APY is unique because it takes compounding into account. Compounding is the the process of receiving interest-on-interest. The quoted APY tells you how much you are actually making on your money.

About Federal Deposit Insurance

The FDIC and NCUA provide deposit insurance to protect your money. Your deposits are insured up to the maximum allowable by law at each Federally Insured financial institution. By purchasing CDs from multiple banks and credit unions nationwide through our unique online portal, you can safely invest in nearly an unlimited number of CDs, knowing that each one is Federally Insured up to the maximum amount allowable by law.

It is important to note that the FDIC and NCUA aggregate all accounts that a customer has in a financial depository institution when they calculate the insured limit. Customers need to consider any accounts held outside of their CDVantage account when considering purchasing a CD to assure themselves that they have not exceeded the insurance limit. Here is a helpful calculator the FDIC suggests using when considering an aggregated total (click here).

Helpful Guides and Resources for CD Investors

CD Investing

Better Than A CD, Safer Than the Market: CDVantage Explained

If you’re like many conservative investors today, you’re caught between two less-than-ideal options: locking your money into a traditional CD for modest returns, or braving the volatility of the stock market in hopes of higher yield. But what if there was a third option—something better than a CD, yet safer than the market?

That’s exactly why CDVantage was created.

Read More

CD Investing

Why CD Ladders are a Smart Investment Choice in Retirement

With the unpredictable nature of the stock market and the low interest rates that often accompany more conservative investments, finding the right balance between safety and return can be challenging. One investment strategy that has gained popularity among retirees is the Certificate of Deposit (CD) ladder. This strategy offers a unique blend of safety, liquidity, and predictable returns, making it a compelling choice for those planning for or already in retirement.

Read More

Interested? Click below to Live Chat with a banker, schedule a product demo, or call us now at 800-842-4112