Money Market Accounts

Anthem Money Market Accounts offer high-yield rates with high-liquidity, plus personalized guidance and support. Flexible. Secure.

High-Yield Money Market and CD Accounts

Anthem Money Market Accounts offer high-yield rates with high-liquidity, plus personalized guidance and support. Flexible. Secure.

Smart Savings and Certificate of Deposit (CD) Solutions for Every Client

Choose the Money Market or Certificate of Deposit Account which best fits your needs. Whether it is immediate liquidity, maximizing returns, securing Federal Deposit Insurance Coverage for deposits in excess of $250,000, or making charitable donations to your favorite local non-profit organization. All money market accounts will have no monthly service fee when paired with an Anthem Bank & Trust checking account.

Shield Money Market Account

Solving for What Matters Most: Uncompromised Security, Yield, and Access

Balance

Annual Percentage Yield (APY)1

$0.01 - $9,999.99

0.10%

$10,000 –$99,999.99

2.53%

$100,000 -$999,999.99

3.35%

$1,000,000 -$2,499,999.99

3.46%

$2,500,000-$4,999,999.99

3.56%

$5,000,000+

3.95%

Protect capital across an established network of institutions through the IntraFi Cash Service (ICS), while maintaining a single, dedicated relationship with Anthem Bank & Trust and receive up to $285 million in FDIC insurance coverage. No monthly service fee when paired with your primary checking relationship.

Rise Money Market Account

Solving for What Matters Most: Premium Yield and Access

Balance

Annual Percentage Yield (APY)1

$0.01 - $9,999.99

0.10%

$10,000 –$99,999.99

2.53%

$100,000 -$999,999.99

3.51%

$1,000,000 -$2,499,999.99

3.61%

$2,500,000-$4,999,999.99

3.71%

$5,000,000.00 +

4.10%

Ideal for clients seeking premium yield alongside effortless flexibility and immediate liquidity, ensuring continuous access to your capital at all times. No monthly service fee when paired with your primary checking relationship.

Give Money Market Account

Solving for What Matters Most: Giving Back and Competitive Yield

Balance

Annual Percentage Yield (APY)1

$0.01 - $9,999.99

0.01%

$1,000 – $4,999.99

1.51%

$5,000 - $9,999.99

2.02%

$10,000.00+

2.53%

Ideal for clients who want to earn a competitive return while making a meaningful impact in the community. Anthem Bank & Trust will donate an amount equal to 0.15% APY of your average monthly balance on your behalf to a non-profit organization you designate. The non-profit organization must maintain a deposit account with Anthem Bank & Trust to receive the monthly donation.

CDVantage Program

Access Competitive Rates from Multiple Institutions

  • Invest in top-yielding CDs across the market
  • Includes Anthem Bank & Trust and other leading institutions
  • One convenient client dashboard to open and manage all your CD investments
  • Receive a Customized CD Laddering Strategy for income planning
  • Full FDIC/NCUA deposit/share insurance coverage up to $250,000 per issuing institution.

Ideal for clients looking to secure FDIC/NCUA coverage of $250,000 for each account by spreading CD investments across multiple institutions while still earning competitive yields. Provides a variety of terms for short and long-term planning and best suited for funds to which you do not require immediate access.

1 Annual Percentage Yield (APY) is accurate as of November 6, 2026. Rates are subject to change without notice. Offer may be modified or discontinued without notice. There is no minimum balance requirement for money market account and no monthly service fee when paired with an Anthem checking account. Minimum opening deposit required.

Helpful Guides and Resources for CD Investors


CD Investing, CDVantage


If you’re like many conservative investors today, you’re caught between two less-than-ideal options: locking your money into a traditional CD for modest returns, or braving the volatility of the stock market in hopes of higher yield. But what if there was a third option—something better than a CD, yet safer than the market?

That’s exactly why CDVantage was created.

Read More

CD Investing


With the unpredictable nature of the stock market and the low interest rates that often accompany more conservative investments, finding the right balance between safety and return can be challenging. One investment strategy that has gained popularity among retirees is the Certificate of Deposit (CD) ladder. This strategy offers a unique blend of safety, liquidity, and predictable returns, making it a compelling choice for those planning for or already in retirement.

Read More