Flexible, secure account options designed to help your money grow.
Anthem CDs offer guaranteed rates with short or long term options, plus personalized guidance and support. Flexible. Low-risk. Secure.
Whether you're looking for higher yields, everyday flexibility, maximal FDIC insurance, or access to nationally brokered CDs, Anthem offers a range of interest-earning accounts designed to fit your financial goals. Compare features, minimums, and benefits below to find the account that best aligns with how you save, invest, and manage your money.
| RISE Money Market Account | SHIELD Money Market Account | CD Vantage Money Market Account (For access to nationally brokered CDs) |
Platinum Checking Account (A non-interest earning checking account is also available) |
Personal Savings Account | |
|---|---|---|---|---|---|
| Benefits at a glance | High interest rates and quick access to funds. FDIC insurance up to $250,000. | Mid-tier interest rates and quick access to funds. FDIC insurance up to 250 million. | A unique Money Market Account offering the opportunity to view & purchase CDs from different banks around the country to find the best available rates. FDIC insurance up to $250,000 for every CD purchased, per issuing bank. | An interest-bearing account that makes it easy to write and manage checks, transfer or withdraw money, pay bills and more with free online banking and and unlimited check writing. | A statement savings account offering you a safe and convenient way to watch your savings grow with full access to funds. |
| Minimum to open | $5,000 minimum to open account. $100,000 minimum per CD purchase. | $500 to open an account. $1,000 minimum daily balance to earn interest. | $150 minimum to open. $250 minimum daily balance to earn interest. | ||
| Monthly service fee | $0 as long as you have an Anthem checking account | $0 as long as you have an Anthem checking account | N/A | $0 with a $1,000 minimum daily balance, or $10 monthly without minimum balance. | $0 with a $150 minimum daily minimum balance or $5 quarterly without minimum balance. |
| Interest Rates APY* |
*APY Interest rates are based on average daily balances “ADB”
1% ADB
below $9,999
2% ADB
$10k–$49,999
2.5% ADB
$50k–$99,999
3% ADB
$100k–$999,999
3.5% ADB
above $1mm |
*APY Interest rates are based on average daily balances “ADB”
1% ADB
below $9,999
2% ADB
$10k–$49,999
2.5% ADB
$50k–$99,999
2.85% ADB
over $100,000
Also offers up to $285mm in FDIC insured balances
|
Interest on the nationally sourced CDs offered here are typically our highest available rates. The MM account itself pays xx% on uninvested deposits, CD interest payments, and CD principal released back into the account at maturity and held. | The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.Please contact your local branch for current rates. | The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.Please contact your local branch for current rates. |
| Access to funds | Quick access to money: Limited to six withdrawals per month | Quick access to money: Limited to six withdrawals per month | Quick access to CD interest deposited back into the account and uninvested holdings (limited to six withdrawals per month). Access to CD principal occurs when the CD fully matures. | Unlimited. No limit on access to funds. | Unlimited. No limit on access to funds. |
| FDIC insurance | $250,000 per Anthem customer. | Up to $250 Million per account holder | Potentially Unlimited: Up to $250,000 per CD from each issuing bank.* | $250,000 per Anthem customer. | $250,000 per Anthem customer. |
| Best for | RISE Money Market: Best for those seeking the highest rate on their savings and quick access to the money. |
SHIELD Money Market: Best for those who want to know their balances are completely covered from a risk perspective, but also want quick access to the money. |
CDVantage Money Market: Best for higher-level investors who value one account to purchase higher-yield CDs from different banks all around the country, and maximize Federal insurance coverage to potentially unlimited amounts. |
Platinum Checking Account: Best for those wanting to earn interest on their checking accounts, pay bills and transfer funds, with free online bill pay and unlimited check writing. |
Personal Savings Account: Best for fully accessible, longer terms savings that earns interest and is FDIC insured up to $250,000 per customer. |
*APY Interest rates are based on average daily balances “ADB”
*APY Interest rates are based on average daily balances “ADB”
CDVantage sources and brokers CD offerings from many different banks around the country to bring you our highest available rates with abundant terms options.
Extensive lists of available CDs (typically 50 or more) are updated weekly.
The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.
Please contact your local branch for current rates.
The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.
Please contact your local branch for current rates.
Helpful Guides and Resources for CD Investors
CD Investing, CDVantage
If you’re like many conservative investors today, you’re caught between two less-than-ideal options: locking your money into a traditional CD for modest returns, or braving the volatility of the stock market in hopes of higher yield. But what if there was a third option—something better than a CD, yet safer than the market?
That’s exactly why CDVantage was created.
CD Investing
With the unpredictable nature of the stock market and the low interest rates that often accompany more conservative investments, finding the right balance between safety and return can be challenging. One investment strategy that has gained popularity among retirees is the Certificate of Deposit (CD) ladder. This strategy offers a unique blend of safety, liquidity, and predictable returns, making it a compelling choice for those planning for or already in retirement.
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Call us Toll Free: (877) 490-3328 After hours call (800) 500-1044
PO Box 563, Plaquemine,
LA 70765-0563
Phone: (877) 490-3328
Routing #: 265470792
PO Box 563, Plaquemine,
LA 70765-0563
Phone: (877) 490-3328
Routing #: 265470792
PO Box 563, Plaquemine, LA 70765-0563
Phone: (877) 490-3328
Routing #: 265470792
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