If you're like many conservative investors today, you're caught between two less-than-ideal options: locking your money into a traditional CD for modest returns, or braving the volatility of the stock market in hopes of higher yield. But what if there was a third option—something better than a CD, yet safer than the market?
That’s exactly what CDVantage offers.
What Is CDVantage?
CDVantage is a high-yield savings strategy built around FDIC-insured Certificates of Deposit, but with a powerful advantage:
By sourcing CDs from banks across the country and offering them for purchase and management through a single Anthem Bank & Trust Money Market Account, CDVantage allows you to:
- Easily invest more than $250,000 in CDs and have all of it insured.
- Exceed the traditional FDIC insurance limit.
- Spread funds across multiple institutions, with each CD insured up to the legal maximum of $250,000.00 each.
You’ll also gain access to a comprehensive reporting dashboard and a dedicated account manager to help you track your investments with clarity and confidence.
The result? You can invest hundreds of thousands—or even millions—in CDs, with the peace of mind that every dollar is protected.
How It Works
Instead of placing a lump sum into a single CD at one bank, CDVantage spreads your investment across a ladder of CDs from multiple banks, each selected for competitive yield and FDIC protection. This allows for:
- Higher potential returns than some traditional CDs
- Ongoing liquidity, as portions of your funds mature on a rolling basis
- Simplified management, with one account and one clear view
Your account manager helps tailor the strategy to your needs—whether you're focused on monthly income, long-term savings, or somewhere in between.
Why Investors Love It
- Fully FDIC insured—even above $250,000
- No stock market risk
- Better rates than some typical bank CDs or savings accounts
- One login, one report, one relationship
- Trusted support from a dedicated Anthem Bank & Trust advisor
CDVantage offers a smarter way to grow and protect your wealth without the stress of managing individual CDs on your own.
