| Benefits at a glance |
High interest rates and quick access to funds. FDIC insurance up to $250,000. |
Mid-tier interest rates and quick access to funds. FDIC insurance up to 250 million. |
High and varied interest rates for those valuing the opportunity to view and purchase CDs from many different banks around the country. Maximized FDIC coverage up to $250,000 for each bank the CD was purchased from. |
An interest-bearing account that makes it easy to write and manage checks, transfer or withdraw money, pay bills and more with free online banking and and unlimited check writing. |
A statement savings account offering you a safe and convenient way to watch your savings grow with full access to funds. |
| Minimum to open |
|
|
$5,000 minimum to open account. $100,000 minimum per CD purchase. |
$500 to open an account. $1,000 minimum daily balance to earn interest. |
$150 minimum to open. $250 minimum daily balance to earn interest. |
| Monthly service fee |
$0 as long as you have an Anthem checking account |
$0 as long as you have an Anthem checking account |
N/A |
$0 with a $1,000 minimum daily balance, or $10 monthly without minimum balance. |
$0 with a $150 minimum daily minimum balance or $5 quarterly without minimum balance. |
| Interest Rates APY* |
*APY Interest rates are based on average daily balances “ADB”
1% ADB
below $9,999
2% ADB
$10k–$49,999
2.5% ADB
$50k–$99,999
3% ADB
$100k–$999,999
3.5% ADB
above $1mm
|
*APY Interest rates are based on average daily balances “ADB”
1% ADB
below $9,999
2% ADB
$10k–$49,999
2.5% ADB
$50k–$99,999
2.85% ADB
over $100,000
|
CDVantage sources and brokers CDs from many different banks around the country to bring you our highest available rates with extensive term options.Extensive lists of available CDs (typically 50 or more) are updated weekly. |
The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.Please contact your local branch for current rates. |
The entire collected balance earns the daily rate for the highest tier in which the collected balance falls. Interest is paid monthly on the daily collected balance.Please contact your local branch for current rates. |
| Access to funds |
Quick access to money: Limited to six withdrawals per month |
Quick access to money: Limited to six withdrawals per month |
Quick access to interest deposited into your CDVantage Money Market (Limited to six withdrawals per month). Access to principal occurs when the term of the CD fully matures. |
Unlimited. No limit on access to funds. |
Unlimited. No limit on access to funds. |
| FDIC insurance |
$250,000 per Anthem customer. |
Up to $250 Million per account holder |
Potentially Unlimited: Up to $250,000 per CD from each issuing bank.* |
$250,000 per Anthem customer. |
$250,000 per Anthem customer. |
| Best for |
RISE Money Market:
Best for those seeking the highest rate on their savings and quick access to the money. |
SHIELD Money Market:
Best for those who want to know their balances are completely covered from a risk perspective, but also want quick access to the money. |
CDVantage Money Market:
Best for higher-level investors who value one account to purchase higher-yield CDs from different banks all around the country, and maximize Federal insurance coverage to potentially unlimited amounts. |
Platinum Checking Account:
Best for those wanting to earn interest on their checking accounts, pay bills and transfer funds, with free online bill pay and unlimited check writing. |
Personal Savings Account:
Best for fully accessible, longer terms savings that earns interest and is FDIC insured up to $250,000 per customer. |